LEGAL
This Privacy Policy describes how WatchCollateralLoans ("we", "us", or "our") collects, uses, and shares information about you when you visit watchcollateralloans.com or interact with our services. WatchCollateralLoans is a marketing platform connecting customers with licensed lenders for collateral-backed loans. Most if not all loans are originated in California by licensed pawnbroker partners and conducted in accordance with California state laws.
Effective date: May 2026 Last updated: May 2026
When you submit a quote request, contact form, or otherwise interact with our services, we may collect:
When you visit our sites, we automatically collect limited technical data:
See our Cookie Policy for full detail. Briefly: we use a small number of first-party cookies for site functionality and, with your consent, analytics cookies (Google Analytics 4) and advertising cookies (Meta Pixel).
We use information you provide to:
We do not sell your personal information for monetary consideration. See Section 7 below regarding the broader CCPA definition of "sharing."
When you submit a lead through our sites, we share your information with one or more licensed lender partners in our network so they can quote you. The recipient lender is selected based on your asset type, location, and our network coverage.
If you don't want your information shared with lender partners, do not submit a quote request. Once submitted, sharing with the appropriate lender(s) is necessary to provide the service you requested.
We use third-party service providers for hosting (Cloudflare), email (Google Workspace), analytics (Google Analytics 4), and advertising (Meta). These providers have their own privacy practices. They process information on our behalf under contractual data-processing terms.
We may disclose information if required by law, subpoena, or court order, or if necessary to protect rights, property, or safety.
If you are a California resident, you have the following rights:
To exercise any of these rights, email [email protected] with the subject line "CCPA Request" and describe your request. We will verify your identity (typically by asking you to confirm details from a recent submission) and respond within 45 days.
We do not sell personal information for monetary consideration. We may "share" personal information for cross-context behavioral advertising under the broader CCPA/CPRA definition (specifically: through Meta Pixel and Google Analytics with advertising features enabled, when you have consented via our cookie banner).
To opt out of this "sharing":
We will honor Global Privacy Control (GPC) browser signals as an opt-out request.
Residents of states with comprehensive privacy laws (currently including but not limited to Colorado, Connecticut, Virginia, Utah, and Texas) have rights similar to CCPA. To exercise rights, follow the same process described in Section 5.
We use industry-standard measures to protect your information: HTTPS encryption in transit, secure email handling, access controls on our systems, and least-privilege data sharing with partners. No system is perfectly secure; we cannot guarantee absolute security.
Our services are not directed to children under 18. We do not knowingly collect personal information from children. If you believe a child has submitted information, contact us and we will delete it.
We may update this policy. Material changes will be reflected here with a new "Last updated" date. We may also notify you of material changes through the site or by email if you have a recent inquiry on file.
For privacy questions or requests:
WatchCollateralLoans — Privacy [email protected]
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